Are you carrying cash right now? In modern days, the variety of non-cash payment methods is increasing and people are getting used to those methods. I do not deny that because we are living in a technology era however people better pay in cash because it helps shopkeeper's income, vitalizes an economy and your income.
Shop owners have trouble of earning profits because of card fees. Big companies like E-marts and GS supermarket, secure other income subtract from sales profit . However, private businesses are focusing on one business so they have one way of income. Therefore, people using credit cards can be a big burden to shop owners. Also because of card fees, shop owners hate credit cards, they make cash payment sale reduction. For example, in massage shops, it became a natural thing that there are two separate prices; one is cash payment price which is cheaper than the other credit card payment price.
Paying in cash vitalizes an economy. There is a saying that ‘ Cash has to be circulated’. If you look at people’s wallets on streets now, I am sure they do not have cash but only credit cards or they even do not carry wallets. For me, because I hate paying a small fee with a credit card, naturally I look for a bigger market rather than going to a small shop near me. Moreover, you can register the cash receipt system which is receiving an income tax deduction at year-end tax adjustment in Korea. This can be of help to your income especially for the family income if you are a housewife struggling to saving money.
On the other hand, some people argue that using cash does have few drawbacks. People could lose cash, and if they forget a wallet they would pay more to get it. Also carrying a wallet could be a bit of a nuisance and heavy. For instance, at a beach, we hardly see any wallet among people who wear few clothes and bring not much with them. Even, in the future or very soon there are many articles and cases about a human microchip implant which contains informations such as personal identification, medical history, medications, allergies, and contact information.
Changing people’s habit of payment is not easy especially when they know conveniences of paying with credit cards. However, paying in cash definitely has many advantages - supporting an economy, your earnings and shopkeepers’ revenue notably in open markets . People should start to think of the reasons and consider paying in cash. Taking the first step is always the hardest.
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